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Tips for Getting the Best Possible Personal Injury Settlement Offer

Tips for Getting the Best Possible Personal Injury Settlement Offer

On average, there are 10 million car accidents per year. More than two million people are injured in those crashes. Yet, only a small percentage go on to file personal injury lawsuits. If you do file a suit, there’s a good chance you’ll receive a settlement offer. Deciding whether or not to accept a settlement offer is a personal decision. It’s a decision you should make with your lawyer and your family. But there are some factors that may help you decide. Read on to find out more about how to get the best settlement. Analyzing a Settlement Offer You may have heard that you should never accept the first offer someone gives you. That may be true if you’re haggling with a car salesman, but it’s not always true when it comes to a lawsuit settlement. If you have a strong case, it’s worth pushing back against the initial settlement offer. What if the case is more complicated? Then, you may have to take what is offered to you. Let’s say you get hit by a drunk driver. Police arrested the driver, and there’s clear evidence of intoxication. In that case, you have a good chance of getting a fair personal injury settlement. If the other party knows your case is strong, they’ll be more eager to settle. Around 95 percent of lawsuits get settled before trial. If the other driver was drunk, it’s clear the accident was their fault. Yet, it may not be 100 percent their fault. It is important to ask your lawyer about contributory negligence laws in your state. Contributory negligence refers to something the plaintiff did to worsen...
Did Your Latest Vacation Leave You Hurting? Here’s How to Navigate a Cruise Ship Accident

Did Your Latest Vacation Leave You Hurting? Here’s How to Navigate a Cruise Ship Accident

According to the Cruise Lines International Association (CLIA), 100 million people sailed the seas between 2005 and 2011. Since 2005, there have been 448 major accidents. Most people view taking a vacation on a cruise ship as a fun experience. There’s food, entertainment, and you can travel to several destinations without changing your room. But when a cruise ship accident occurs, the fun stops. According to cruise ship accident statistics, in 2017 alone, 17 people fell overboard. Many victims of cruise ship accidents aren’t sure where to turn when it happens to them. Keep reading to learn where to start if you were injured on a cruise ship. Read Your Ticket After a Cruise Ship Accident Most people don’t bother to read the fine print when they sign up for a cruise. After all, who expects to be injured or become the victim of a crime? But, due to poor judgment, poorly skilled staff, and bad behavior of staff or another passenger, problems can and do arise. If you read your cruise line ticket, you’ll notice that it contains a number of provisions. These provisions will directly impact you if you’re the victim of personal injury or wrongful death while cruising. Most provisions include time bar limitations, forum selection clauses, waivers of liability, and independent contractor notices. Some clauses are enforced while others aren’t. Time Bar Limitations As with most other types of personal injury claims, there is a time limitation. Most require that you file a suit within one year from the date of the accident. However, there have been cases where the doctrine of equitable estoppel was...
How to Protect Your Legal Rights to Accident Compensation After a Car Crash

How to Protect Your Legal Rights to Accident Compensation After a Car Crash

Are you afraid of your auto insurance company? You’re not alone! Dealing with insurance company representatives can be unnerving. Sure, they’re friendly and helpful when you’re signing up for their services. But if you’re involved in a car accident, you’re not dealing with the chatty sales rep. Say hello to the insurance adjuster. They aren’t there for friendly conversations. Their role as guardian of the company coffers discourages talks about anything other than you, your car, and whether you were at fault. The adjustor holds the keys to your accident compensation and they don’t relinquish payments on a whim. That’s not a bad thing-it’s one way they keep your premiums down. Compensation delays can wreak havoc on your life, especially if you’re injured or your car isn’t drivable. You have rights! Yes, you have legal rights to accident compensation after a car crash. We’ve put together a few ways you can make sure you protect your rights after you have an accident. Don’t wait until you’re wrapped up with an insurance adjuster. Read our tips now and get the compensation you deserve! It’s Not Your Fault Too often people accept blame at the scene of auto accidents. They may not do it deliberately but they start talking and soon enough they’ve admitted fault. Chaos reigns in the initial moments after an accident. And it’s in those moments that drivers are most vulnerable and say things they shouldn’t. You may be at fault and it may be obvious that you are the one who caused the accident. The other driver might get in your face and accuse you of causing the accident. No...
Cruise Disasters: How Common Are Accidents, Injuries, and Other Mishaps?

Cruise Disasters: How Common Are Accidents, Injuries, and Other Mishaps?

Accidents can happen anywhere, but if you’re ready to board a cruise ship for your next vacation you need to be cautious. Cruise disasters may not happen all too often as car accidents or plane crashes, but they do happen. From storms to explosions, the number of things that can go wrong when out to sea are numerous. Here’s everything you need to know about what can go wrong and what you can do if such things arise. One Of The Safest Ways To Travel “Airplanes are the safest way to travel.” You’ve heard this at least once in your life. Without a doubt, this phrase is partially true. According to the BBC, while the likelihood of injury or death during a flight is low, cruise ships have – on average – a lower death rate. The number of people who died during commercial flights peaked at 373 in 2011. Car accidents faired worse with the World Health Organization estimating over a million deaths each year. If you’re ever in a car accident, here’s a brief guide on what you should do. As for cruise ships, between 2005 and 2011, the death toll peaked out at 16 people out of 100 million passengers. Types of Cruise Disasters With casinos and buffets, cruises have plenty of things to distract you from the laborious duties that get the ship to move. There’s plenty that can go awry from technical mishaps and people falling overboard to gastrointestinal outbreaks. From 2009 to 2013, cruise ship incidents rose. From technical failures, fires, and collisions, the death toll reached 50 with over 300 injuries. Gastrointestinal...
Tips for Maximizing Your Personal Injury Accident Settlement

Tips for Maximizing Your Personal Injury Accident Settlement

Over 8 million people are hospitalized as a result of slips and falls each year. Add to that the number of people injured via car accidents and other events, and you have a lot of Americans needing to ask themselves some very serious questions. How will I pay for my medical bills? What will I do if I can’t work? Why did this happen to me? If you’re like millions of people struggling from the effects of a personal injury that occurred through no fault of your own, you may be considering filing a lawsuit against the responsible party and getting a fair accident settlement. To make sure that you get the compensation you deserve, our team has put together this list of quick tips to maximize your settlement amount. 1. Investigate Thoroughly When it comes to accident cases, there is going to be a lot of “he said/she said.” To get past exposition and expose the facts, you or preferably your accident attorney will need to do some serious digging. Be sure that witness statements get collected, police reports are obtained, and you get your medical records. Furthermore, consider working with private investigators to see what other kind of critical evidence can be dug up. 2. Never Release Your Records to The Opposite Party’s Insurance Company After an accident, a 3rd party insurance company may request access to your medical records. Never sign them over. While your insurance company may be allowed access to your records, 3rd parties are not entitled to that information. If they get granted access, they may use the information against you. 3. Don’t Jump at the First Offer Insurance...
How Snowbirds Increase the Risk of Car Accidents and How to Avoid Them

How Snowbirds Increase the Risk of Car Accidents and How to Avoid Them

When winter arrives, many people visit the rest of Florida for warm weather and fun attractions. With several theme parks in the state, visitors come for the great fishing or relaxing on the beach. These visitors are snowbirds, travelers from colder climates. Unfortunately, they often cause increased traffic and raise drivers’ risks of accidents. Snowbirds may not be familiar with local traffic laws, and they’re more likely to be tired from a long drive or distracted because they’re not sure where they should go. Explore the following helpful tips for avoiding accidents with snowbirds. Don’t Exceed the Speed Limit Breaking the posted speed limit increases your fuel consumption and raises the risks for you, your passengers, and other drivers. Since people have less reaction time when they drive fast, they often have trouble braking and avoiding obstacles and other cars on the road. Always drive cautiously to prevent accidents. Instead of speeding, make sure you start with plenty of time to reach your destination and leave at least a few extra minutes for traffic. Be especially cautious after dark because headlights can only help you to see several feet in front of your car. Be Calm and Courteous  If you become nervous, angry, or frustrated while driving, you could make a mistake and cause an accident. If you get stuck in traffic, relax and listen to some music or talk to your passengers while you wait and focus on driving safely. Avoid tailgating so that you have plenty of room to brake and prevent accidents. Be courteous, treat other drivers with respect, and make sure you report any suspicious...