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Top Causes of Accidents Involving Young Drivers

Top Causes of Accidents Involving Young Drivers

If you have a young driver in the home between the ages of 15 and 20, you need to have a serious talk about automobile safety. In 2016, 2,433 teens lost their lives in motor vehicle accidents. Sadly, the number of crashes resulting in injuries is more than 100 times higher. When it comes to the leading causes of teen deaths, motor vehicle accidents are at the top of the list. The number one reason car accidents become deadly is the failure to wear a seat belt. It’s important for parents to reinforce the need to wear seat belts. Also, talking with your teen about safety on the road and not being distracted while driving is vital. Operating a motor vehicle without concern for safety is dangerous and can impact more lives than just the driver.  Keep reading for the top causes of accidents among young drivers. Texting While Driving We live in a world where people can’t seem to put down their phones. Even when driving, people continue to text and check social media. This can lead to distracted driving and fatal car crashes. Young drivers especially fail to see how dangerous this practice is. It places them and others in harm’s way. Bans on texting while driving are proving to be beneficial for road safety. States that have implemented laws that prohibit texting while driving are already seeing a decline in related accidents.  Young Drivers are Easily Distracted If texting isn’t bad enough, there are other things that distract drivers and cause teen car crashes. Loud music, too many people in the car, and not paying attention...
How to Protect Your Legal Rights to Accident Compensation After a Car Crash

How to Protect Your Legal Rights to Accident Compensation After a Car Crash

Are you afraid of your auto insurance company? You’re not alone! Dealing with insurance company representatives can be unnerving. Sure, they’re friendly and helpful when you’re signing up for their services. But if you’re involved in a car accident, you’re not dealing with the chatty sales rep. Say hello to the insurance adjuster. They aren’t there for friendly conversations. Their role as guardian of the company coffers discourages talks about anything other than you, your car, and whether you were at fault. The adjustor holds the keys to your accident compensation and they don’t relinquish payments on a whim. That’s not a bad thing-it’s one way they keep your premiums down. Compensation delays can wreak havoc on your life, especially if you’re injured or your car isn’t drivable. You have rights! Yes, you have legal rights to accident compensation after a car crash. We’ve put together a few ways you can make sure you protect your rights after you have an accident. Don’t wait until you’re wrapped up with an insurance adjuster. Read our tips now and get the compensation you deserve! It’s Not Your Fault Too often people accept blame at the scene of auto accidents. They may not do it deliberately but they start talking and soon enough they’ve admitted fault. Chaos reigns in the initial moments after an accident. And it’s in those moments that drivers are most vulnerable and say things they shouldn’t. You may be at fault and it may be obvious that you are the one who caused the accident. The other driver might get in your face and accuse you of causing the accident. No...
A Brief Guide on What to Do After a Car Accident Injury

A Brief Guide on What to Do After a Car Accident Injury

If you’ve ever been in a car accident, even a minor fender bender, you know how it can leave you shaken. That’s why it’s a good idea to read up on what to do after a car accident injury ahead of time. If it ever happens to you, you’ll be prepared! What To Do After a Car Accident Injury Even if you haven’t sustained an obvious injury, it’s important to take these steps as preventative measures. Some injuries, like whiplash and back injuries, might not be apparent immediately but will cause you untold pain and suffering down the line. 1. Safety First Assess the scene immediately to make sure everyone is safe. Call an ambulance if necessary. Next, turn on your flashers or set up flares surrounding the accident site to prevent additional motorists from getting hurt. 2. Do Not Argue About Whose Fault It Was In fact, it’s best not to discuss the accident at all, except to give your statement to the police. Don’t let the other driver engage you in a debate about what happened. 3. Exchange Information The only words you should speak to anyone else involved in the accident should concern their personal contact information — name, address, telephone number — and insurance information. Get the license plate number of their car, too. 4. Speak to Witnesses If there were witnesses to the accident, make sure to get their contact details, too. If your case ends up going to trial, you might need these people to testify on your behalf. Even if a trial isn’t the outcome, the police may want to speak with them. 5. Contact...
What Happens If You Are Injured on a Bus or Hit by a Bus?

What Happens If You Are Injured on a Bus or Hit by a Bus?

Being hit by a bus or injured on one during your daily commute is a terrifying moment. You’ll need to follow a few steps immediately to make sure you’re safe and you receive treatment for any injuries. But you also need to follow a few best practices to protect your rights and hold the responsible party accountable for the accident. If you’re injured on a bus or hit by a bus, follow the steps below. Contact Emergency Services Your safety and other passengers’ safety are the immediate priorities following a bus accident. The driver should contact emergency services immediately, but if the driver doesn’t or can’t, call 911. Since buses are larger than many vehicles on the road and carry several passengers who are either standing during a collision or sitting without seat belts, a high likelihood of injuries can occur with these events. Document the Accident If you can, take notes about the events leading up to the accident. You should also take photos if safe to do so and collect the contact information of any witnesses. An attorney can help you gather other evidence, such as the police report, to help document the accident. Get Medical Attention Regardless of how you feel after a bus accident, seek medical attention. Even if you don’t feel hurt, you may have been injured, and the symptoms may not have presented themselves yet. When you visit a doctor, you’ll also get an official medical report. Documenting the extent of your injuries and demonstrating that you did seek medical attention are vital to securing compensation for injuries you experienced following a bus...
What to Do If You’re Hit by a Drunk Driver

What to Do If You’re Hit by a Drunk Driver

Being hit by another driver is a terrifying moment, and if alcohol was involved, it can be even more difficult to know how you should proceed. You’ll need to file an insurance claim just like you would in any other accident, but you should also consider working with an attorney. A specialist who is familiar with the laws in your state can help you navigate your insurance policy, seek a settlement from the other party’s insurance, and, if needed, take your case to court. Follow these steps if you’re in an accident involving a drunk driver. Call the Police You’re required to call the police and report an accident in certain situations, such as if a personal injury occurs or there is significant property damage. Regardless of the requirements in your state, however, having police on the scene can help you get insurance information and communicate with the other driver and witnesses. If alcohol is involved, the police report and the officer’s testimony will be vital evidence when you file a claim. Take Notes and File an Insurance Claim Once you’ve confirmed that everyone is safe and you’ve called the police, gather information about the accident. This should include taking photos of the damage and collecting contact information from the other driver and any available witnesses. You should also note the road conditions, the stop lights and other road signs you followed, and the other driver’s condition. You can then report the accident to your insurance company. Your insurer will provide compensation for repairs to your vehicle, medical expenses, and other related costs. Your insurance company will charge the...
How Snowbirds Increase the Risk of Car Accidents and How to Avoid Them

How Snowbirds Increase the Risk of Car Accidents and How to Avoid Them

When winter arrives, many people visit the rest of Florida for warm weather and fun attractions. With several theme parks in the state, visitors come for the great fishing or relaxing on the beach. These visitors are snowbirds, travelers from colder climates. Unfortunately, they often cause increased traffic and raise drivers’ risks of accidents. Snowbirds may not be familiar with local traffic laws, and they’re more likely to be tired from a long drive or distracted because they’re not sure where they should go. Explore the following helpful tips for avoiding accidents with snowbirds. Don’t Exceed the Speed Limit Breaking the posted speed limit increases your fuel consumption and raises the risks for you, your passengers, and other drivers. Since people have less reaction time when they drive fast, they often have trouble braking and avoiding obstacles and other cars on the road. Always drive cautiously to prevent accidents. Instead of speeding, make sure you start with plenty of time to reach your destination and leave at least a few extra minutes for traffic. Be especially cautious after dark because headlights can only help you to see several feet in front of your car. Be Calm and Courteous  If you become nervous, angry, or frustrated while driving, you could make a mistake and cause an accident. If you get stuck in traffic, relax and listen to some music or talk to your passengers while you wait and focus on driving safely. Avoid tailgating so that you have plenty of room to brake and prevent accidents. Be courteous, treat other drivers with respect, and make sure you report any suspicious...