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Most Dangerous Holidays to be on The Road

As the children head back to school, adults realize the holiday season is approaching. With the advent of the holiday season, comes a rise in traffic and accidents on the road. Recent studies confirm what travelers have always known – holidays are among the most dangerous times to be on the road. During the holidays, increased traffic, along with travelers driving in unfamiliar areas, and driving while tired or under the influence, means higher accident and fatality rates around holidays. Let’s explore the most dangerous holidays to be on the road, as well as ways to drive safer and smarter should you find yourself traveling during the upcoming holiday seasons. The Most Dangerous Holidays to Drive Studies show that holidays, in general, denote a nearly 35 percent increase in car accidents, with fatalities increased to nearly 40 percent. The two most dangerous travel holidays are Thanksgiving (100 percent increase in accidents) and New Year’s Day (95 percent increase in accidents). On Thanksgiving, most families travel the day before after work. They are typically tired and rushing after work, or on Thursday when they are rushed, distracted, and stressed trying to arrive at their destination on time. New Year’s Day means New Year’s Eve revelers who have been drinking, eating, and celebrating until early morning are on the road, increasing alcohol-related accidents. Independence Day (aka 4th of July) when drinking, driving, and accidents go hand in hand. Majority of accidents happen on Christmas Eve and Christmas Day, particularly when the holiday falls on a weekend. Memorial Day when everyone prepares for the start of summer and the season ahead. Labor...
Tips for Getting the Best Possible Personal Injury Settlement Offer

Tips for Getting the Best Possible Personal Injury Settlement Offer

On average, there are 10 million car accidents per year. More than two million people are injured in those crashes. Yet, only a small percentage go on to file personal injury lawsuits. If you do file a suit, there’s a good chance you’ll receive a settlement offer. Deciding whether or not to accept a settlement offer is a personal decision. It’s a decision you should make with your lawyer and your family. But there are some factors that may help you decide. Read on to find out more about how to get the best settlement. Analyzing a Settlement Offer You may have heard that you should never accept the first offer someone gives you. That may be true if you’re haggling with a car salesman, but it’s not always true when it comes to a lawsuit settlement. If you have a strong case, it’s worth pushing back against the initial settlement offer. What if the case is more complicated? Then, you may have to take what is offered to you. Let’s say you get hit by a drunk driver. Police arrested the driver, and there’s clear evidence of intoxication. In that case, you have a good chance of getting a fair personal injury settlement. If the other party knows your case is strong, they’ll be more eager to settle. Around 95 percent of lawsuits get settled before trial. If the other driver was drunk, it’s clear the accident was their fault. Yet, it may not be 100 percent their fault. It is important to ask your lawyer about contributory negligence laws in your state. Contributory negligence refers to something the plaintiff did to worsen...
Tips for Maximizing Your Personal Injury Accident Settlement

Tips for Maximizing Your Personal Injury Accident Settlement

Over 8 million people are hospitalized as a result of slips and falls each year. Add to that the number of people injured via car accidents and other events, and you have a lot of Americans needing to ask themselves some very serious questions. How will I pay for my medical bills? What will I do if I can’t work? Why did this happen to me? If you’re like millions of people struggling from the effects of a personal injury that occurred through no fault of your own, you may be considering filing a lawsuit against the responsible party and getting a fair accident settlement. To make sure that you get the compensation you deserve, our team has put together this list of quick tips to maximize your settlement amount. 1. Investigate Thoroughly When it comes to accident cases, there is going to be a lot of “he said/she said.” To get past exposition and expose the facts, you or preferably your accident attorney will need to do some serious digging. Be sure that witness statements get collected, police reports are obtained, and you get your medical records. Furthermore, consider working with private investigators to see what other kind of critical evidence can be dug up. 2. Never Release Your Records to The Opposite Party’s Insurance Company After an accident, a 3rd party insurance company may request access to your medical records. Never sign them over. While your insurance company may be allowed access to your records, 3rd parties are not entitled to that information. If they get granted access, they may use the information against you. 3. Don’t Jump at the First Offer Insurance...
What Is Cerebral Palsy and How Can It Be Caused by Negligence?

What Is Cerebral Palsy and How Can It Be Caused by Negligence?

Cerebral palsy is a common motor disorder that occurs in roughly 1 1/2 to four of every 1,000 births. Although cerebral palsy can occur naturally, it may also be the consequence of medical negligence. This situation is usually the case when doctors fail to diagnose or treat a condition or use birthing tools incorrectly. This failure can injure a newborn and lead to the development of cerebral palsy. What Is Cerebral Palsy? Cerebral palsy is a motor disorder that affects muscle control. A person who has this condition may have trouble walking and coordinating movements. At birth, cerebral palsy is usually the result of insufficient oxygen to the brain, abnormal brain development, or an infection during pregnancy. Cerebral palsy may also be a complication due to a difficult or premature birth, or it may be due to restricted intrauterine growth. Side effects associated with the disorder include the following: Trouble swallowing Speech impediment Breathing problems Learning disabilities Seizures Can Cerebral Palsy Be Caused by Negligence? Although cerebral palsy may occur due to natural complications, it may also be the cause of doctor and hospital errors. For example, a medical professional may fail to follow proper medical procedures and injure an unborn child. Failure to deliver the infant correctly and depriving the child of oxygen are the most common causes of cerebral palsy due to negligence. Doctors and hospitals may also fail to react to a complication promptly or may fail to render proper care, thus permanently damaging the child’s brain and leading to the development of cerebral palsy. For example, an infection or similar medical issues may be incorrectly...
What to Do If You’re Hit by a Drunk Driver

What to Do If You’re Hit by a Drunk Driver

Being hit by another driver is a terrifying moment, and if alcohol was involved, it can be even more difficult to know how you should proceed. You’ll need to file an insurance claim just like you would in any other accident, but you should also consider working with an attorney. A specialist who is familiar with the laws in your state can help you navigate your insurance policy, seek a settlement from the other party’s insurance, and, if needed, take your case to court. Follow these steps if you’re in an accident involving a drunk driver. Call the Police You’re required to call the police and report an accident in certain situations, such as if a personal injury occurs or there is significant property damage. Regardless of the requirements in your state, however, having police on the scene can help you get insurance information and communicate with the other driver and witnesses. If alcohol is involved, the police report and the officer’s testimony will be vital evidence when you file a claim. Take Notes and File an Insurance Claim Once you’ve confirmed that everyone is safe and you’ve called the police, gather information about the accident. This should include taking photos of the damage and collecting contact information from the other driver and any available witnesses. You should also note the road conditions, the stop lights and other road signs you followed, and the other driver’s condition. You can then report the accident to your insurance company. Your insurer will provide compensation for repairs to your vehicle, medical expenses, and other related costs. Your insurance company will charge the...
Home Insurance and Personal Injury Claims

Home Insurance and Personal Injury Claims

While home insurance policies will cover some personal injury claims, they don’t cover everything. Furthermore, the coverage that they do provide for personal injuries is limited to a certain amount, such as $100,000. Typically, a home insurance policy would kick in to pay for the personal injuries of another for which a member of that household was legally liable. The injury doesn’t necessarily have to occur on the property to be covered either. The existence of a homeowner’s insurance policy can affect a personal injury claim on both ends, whether you’re the plaintiff (the injured party) or the defendant. Understanding Home Insurance Liability Protection Home insurance liability coverage usually has two components: personal liability and medical payments. The personal liability portion pays for claims or lawsuits that are against you, and that stem from accidents (that you or a member of your household caused) on or away from your property, causing bodily injury to others. Personal liability will also cover property damage from such accidents. Liability coverage will pay for legal representation for you if you are sued by the injured party. Keep in mind, though, that this coverage does not apply to injuries caused by intentional acts, auto-related accidents, or business-related incidents. Depending on your policy, personal liability will typically provide at least $100,000 of coverage per incident. With most policies, no deductible is associated with personal liability claims. Medical payments coverage will cover the medical expenses of parties accidentally injured on the covered property, no matter whose fault it is, up to the policy limit. However, medical payments coverage does not pay for personal injuries to members of the household, nor...