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Tips for Getting the Best Possible Personal Injury Settlement Offer

Tips for Getting the Best Possible Personal Injury Settlement Offer

On average, there are 10 million car accidents per year. More than two million people are injured in those crashes. Yet, only a small percentage go on to file personal injury lawsuits. If you do file a suit, there’s a good chance you’ll receive a settlement offer. Deciding whether or not to accept a settlement offer is a personal decision. It’s a decision you should make with your lawyer and your family. But there are some factors that may help you decide. Read on to find out more about how to get the best settlement. Analyzing a Settlement Offer You may have heard that you should never accept the first offer someone gives you. That may be true if you’re haggling with a car salesman, but it’s not always true when it comes to a lawsuit settlement. If you have a strong case, it’s worth pushing back against the initial settlement offer. What if the case is more complicated? Then, you may have to take what is offered to you. Let’s say you get hit by a drunk driver. Police arrested the driver, and there’s clear evidence of intoxication. In that case, you have a good chance of getting a fair personal injury settlement. If the other party knows your case is strong, they’ll be more eager to settle. Around 95 percent of lawsuits get settled before trial. If the other driver was drunk, it’s clear the accident was their fault. Yet, it may not be 100 percent their fault. It is important to ask your lawyer about contributory negligence laws in your state. Contributory negligence refers to something the plaintiff did to worsen...
Did Your Latest Vacation Leave You Hurting? Here’s How to Navigate a Cruise Ship Accident

Did Your Latest Vacation Leave You Hurting? Here’s How to Navigate a Cruise Ship Accident

According to the Cruise Lines International Association (CLIA), 100 million people sailed the seas between 2005 and 2011. Since 2005, there have been 448 major accidents. Most people view taking a vacation on a cruise ship as a fun experience. There’s food, entertainment, and you can travel to several destinations without changing your room. But when a cruise ship accident occurs, the fun stops. According to cruise ship accident statistics, in 2017 alone, 17 people fell overboard. Many victims of cruise ship accidents aren’t sure where to turn when it happens to them. Keep reading to learn where to start if you were injured on a cruise ship. Read Your Ticket After a Cruise Ship Accident Most people don’t bother to read the fine print when they sign up for a cruise. After all, who expects to be injured or become the victim of a crime? But, due to poor judgment, poorly skilled staff, and bad behavior of staff or another passenger, problems can and do arise. If you read your cruise line ticket, you’ll notice that it contains a number of provisions. These provisions will directly impact you if you’re the victim of personal injury or wrongful death while cruising. Most provisions include time bar limitations, forum selection clauses, waivers of liability, and independent contractor notices. Some clauses are enforced while others aren’t. Time Bar Limitations As with most other types of personal injury claims, there is a time limitation. Most require that you file a suit within one year from the date of the accident. However, there have been cases where the doctrine of equitable estoppel was...
Cruise Disasters: How Common Are Accidents, Injuries, and Other Mishaps?

Cruise Disasters: How Common Are Accidents, Injuries, and Other Mishaps?

Accidents can happen anywhere, but if you’re ready to board a cruise ship for your next vacation you need to be cautious. Cruise disasters may not happen all too often as car accidents or plane crashes, but they do happen. From storms to explosions, the number of things that can go wrong when out to sea are numerous. Here’s everything you need to know about what can go wrong and what you can do if such things arise. One Of The Safest Ways To Travel “Airplanes are the safest way to travel.” You’ve heard this at least once in your life. Without a doubt, this phrase is partially true. According to the BBC, while the likelihood of injury or death during a flight is low, cruise ships have – on average – a lower death rate. The number of people who died during commercial flights peaked at 373 in 2011. Car accidents faired worse with the World Health Organization estimating over a million deaths each year. If you’re ever in a car accident, here’s a brief guide on what you should do. As for cruise ships, between 2005 and 2011, the death toll peaked out at 16 people out of 100 million passengers. Types of Cruise Disasters With casinos and buffets, cruises have plenty of things to distract you from the laborious duties that get the ship to move. There’s plenty that can go awry from technical mishaps and people falling overboard to gastrointestinal outbreaks. From 2009 to 2013, cruise ship incidents rose. From technical failures, fires, and collisions, the death toll reached 50 with over 300 injuries. Gastrointestinal...
How Many People Are Drunk Driving on Halloween?

How Many People Are Drunk Driving on Halloween?

Halloween is meant to be a fun time for parents and children to hit the streets in their spookiest attire. Unfortunately for responsible trick-or-treaters, many people take the holiday as an opportunity to put others in danger. Drunk driving is a reality every holiday, but it’s arguably never more pertinent to pedestrians than on holidays such as Halloween. We’re here to give you a brief rundown on Halloween drunk drivers and how to handle them. Halloween Drunk Drivers One of the reasons that drunk drivers are so dangerous on Halloween is that so many people, mostly children, are walking the streets. Not only are they walking, but they’re often running and playing in black clothes on the street. In addition, Halloween’s increase in drunk driving threatens other sober drivers on the road. These facts make Halloween one of the deadliest nights of the year. The combination of vehicles and children on the roads makes a dangerous mix by itself, but it’s amplified when alcohol is involved. The National Highway Traffic Administration stated that almost 45 percent of Halloween road-deaths were a result of drunk driving. These numbers spike when Halloween falls on a Friday or Saturday night. When the holiday falls on weekdays, the weekends before and after are also dangerous. It’s obvious that Halloween is dangerous, but what can be done about it? Approaching Halloween Night You’re in a good position if your children are at an age when they can’t trick-or-treat alone. If you’re with your children, make sure to be alert to your surroundings at all times. Even residential neighborhoods are vulnerable to drunk drivers, so it’s essential...
What to Do If You’re Hit by a Drunk Driver

What to Do If You’re Hit by a Drunk Driver

Being hit by another driver is a terrifying moment, and if alcohol was involved, it can be even more difficult to know how you should proceed. You’ll need to file an insurance claim just like you would in any other accident, but you should also consider working with an attorney. A specialist who is familiar with the laws in your state can help you navigate your insurance policy, seek a settlement from the other party’s insurance, and, if needed, take your case to court. Follow these steps if you’re in an accident involving a drunk driver. Call the Police You’re required to call the police and report an accident in certain situations, such as if a personal injury occurs or there is significant property damage. Regardless of the requirements in your state, however, having police on the scene can help you get insurance information and communicate with the other driver and witnesses. If alcohol is involved, the police report and the officer’s testimony will be vital evidence when you file a claim. Take Notes and File an Insurance Claim Once you’ve confirmed that everyone is safe and you’ve called the police, gather information about the accident. This should include taking photos of the damage and collecting contact information from the other driver and any available witnesses. You should also note the road conditions, the stop lights and other road signs you followed, and the other driver’s condition. You can then report the accident to your insurance company. Your insurer will provide compensation for repairs to your vehicle, medical expenses, and other related costs. Your insurance company will charge the...
Spring Break Cruise – Steps if You’re Injured

Spring Break Cruise – Steps if You’re Injured

Getting the care you need at home following an injury can be a difficult process. If you’re hurt while on a spring break cruise, you may have an even harder time understanding your health insurance coverage and getting the treatment that you need. If you’re planning on spending some time at sea this spring, make sure you follow these steps if you’re injured. Report the Accident From slips and falls to more serious events such as assaults, injuries do occur on cruise liners. No matter the severity or type of injury, your first step should be to report the accident to the cruise line as soon as possible. Before you leave the port on your trip, check the company’s policy for reporting and responding to an accident. Do your best to follow these requirements. Finally, take notes about what happened and keep all documents and information related to the injury, such as medical reports. Document the Accident As with any type of injury, you should document the event thoroughly as soon as it’s safe to do so. Take photos if possible, collect witness contact info, and record what led to and caused an accident. You should also note the company’s response and any treatment that you received. Your documentation may be used to help prove that the cruise line acted negligently and contributed to your injury. Seek Medical Attention No matter the severity of an injury, you should seek medical attention to help you document the accident and subsequent damages. Your initiative will also prevent the company from claiming that since you didn’t see a doctor, you must not...