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How to Protect Your Legal Rights to Accident Compensation After a Car Crash

How to Protect Your Legal Rights to Accident Compensation After a Car Crash

Are you afraid of your auto insurance company? You’re not alone! Dealing with insurance company representatives can be unnerving. Sure, they’re friendly and helpful when you’re signing up for their services. But if you’re involved in a car accident, you’re not dealing with the chatty sales rep. Say hello to the insurance adjuster. They aren’t there for friendly conversations. Their role as guardian of the company coffers discourages talks about anything other than you, your car, and whether you were at fault. The adjustor holds the keys to your accident compensation and they don’t relinquish payments on a whim. That’s not a bad thing-it’s one way they keep your premiums down. Compensation delays can wreak havoc on your life, especially if you’re injured or your car isn’t drivable. You have rights! Yes, you have legal rights to accident compensation after a car crash. We’ve put together a few ways you can make sure you protect your rights after you have an accident. Don’t wait until you’re wrapped up with an insurance adjuster. Read our tips now and get the compensation you deserve! It’s Not Your Fault Too often people accept blame at the scene of auto accidents. They may not do it deliberately but they start talking and soon enough they’ve admitted fault. Chaos reigns in the initial moments after an accident. And it’s in those moments that drivers are most vulnerable and say things they shouldn’t. You may be at fault and it may be obvious that you are the one who caused the accident. The other driver might get in your face and accuse you of causing the accident. No...
A Brief Guide on What to Do After a Car Accident Injury

A Brief Guide on What to Do After a Car Accident Injury

If you’ve ever been in a car accident, even a minor fender bender, you know how it can leave you shaken. That’s why it’s a good idea to read up on what to do after a car accident injury ahead of time. If it ever happens to you, you’ll be prepared! What To Do After a Car Accident Injury Even if you haven’t sustained an obvious injury, it’s important to take these steps as preventative measures. Some injuries, like whiplash and back injuries, might not be apparent immediately but will cause you untold pain and suffering down the line. 1. Safety First Assess the scene immediately to make sure everyone is safe. Call an ambulance if necessary. Next, turn on your flashers or set up flares surrounding the accident site to prevent additional motorists from getting hurt. 2. Do Not Argue About Whose Fault It Was In fact, it’s best not to discuss the accident at all, except to give your statement to the police. Don’t let the other driver engage you in a debate about what happened. 3. Exchange Information The only words you should speak to anyone else involved in the accident should concern their personal contact information — name, address, telephone number — and insurance information. Get the license plate number of their car, too. 4. Speak to Witnesses If there were witnesses to the accident, make sure to get their contact details, too. If your case ends up going to trial, you might need these people to testify on your behalf. Even if a trial isn’t the outcome, the police may want to speak with them. 5. Contact...
How Snowbirds Increase the Risk of Car Accidents and How to Avoid Them

How Snowbirds Increase the Risk of Car Accidents and How to Avoid Them

When winter arrives, many people visit the rest of Florida for warm weather and fun attractions. With several theme parks in the state, visitors come for the great fishing or relaxing on the beach. These visitors are snowbirds, travelers from colder climates. Unfortunately, they often cause increased traffic and raise drivers’ risks of accidents. Snowbirds may not be familiar with local traffic laws, and they’re more likely to be tired from a long drive or distracted because they’re not sure where they should go. Explore the following helpful tips for avoiding accidents with snowbirds. Don’t Exceed the Speed Limit Breaking the posted speed limit increases your fuel consumption and raises the risks for you, your passengers, and other drivers. Since people have less reaction time when they drive fast, they often have trouble braking and avoiding obstacles and other cars on the road. Always drive cautiously to prevent accidents. Instead of speeding, make sure you start with plenty of time to reach your destination and leave at least a few extra minutes for traffic. Be especially cautious after dark because headlights can only help you to see several feet in front of your car. Be Calm and Courteous  If you become nervous, angry, or frustrated while driving, you could make a mistake and cause an accident. If you get stuck in traffic, relax and listen to some music or talk to your passengers while you wait and focus on driving safely. Avoid tailgating so that you have plenty of room to brake and prevent accidents. Be courteous, treat other drivers with respect, and make sure you report any suspicious...
Three Ways to Survive a Car Accident

Three Ways to Survive a Car Accident

Car accidents can be one of the most dangerous things an average person will come in contact with during their life. Although many times car accidents can not be avoided, it is important to practice strong safety measures when it comes to protecting yourself against a car accident. Below are different methods and safety precautions you can take to help you stay as safe as possible if ever coming in contact with a car accident: Method 1 – Be Prepared: Wear your seat belt. Wearing a seat belt can be a life altering decision when it comes to car crashes. Make sure that your lap belt sits low on your hip bones and that the shoulder belt goes across the center of your chest. Ensure that children are seated in proper child restraints until they are large enough to properly wear a seat belt. Store objects such that they will not hit you if your car gets hit. If an object is not properly stowed away in your car it could become a projectile during a crash. Be sure to stow away products such as glass or heavy containers/bottles, umbrellas, pencils, etc. Service the safety systems in your car regularly. Airbags and seat belts significantly reduce injury and death in many automobile accidents. Do not lean against the dashboard. If there was a high-speed crash while leaning on the dashboard the airbag that is meant to inflate will throw you backwards and can potentially cause a great injury. Method 2 – Use Good Driving Practices: Obey traffic laws and stay conscious and aware of current situations. Be sure to adjust your driving in heavy...